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The Cheapest Cars
to Insure

 

 

 

The Cheapest Cars to Insure, a List of Foreign and Domestic Models

The type of car you drive today certainly will influence what insurance rates you can expect to pay. Your rates depend on many factors when looking to insure a vehicle and sometimes size and initial cost won't play much of a role in that determination. Factors such as the vehicle's age, popularity, whether it is a hot item for thieves, the state and zip code, the age and gender of the driver and a driver's credit score are also factored in.

The coverage you choose to insure are also a major consideration. Most states require a minimum amount of liability and, depending on the age of the vehicle, collision and comprehensive coverage also. As a matter of fact, the collision and comprehensive amounts to half of the annual cost of the policy, so it pays to choose your next car wisely.

Most of the cheapest cars to insure on the 2009 list are larger sedans and mini vans, with one exception. They had the lowest insurance losses for collision and comprehensive. The average auto insurance rate on this list, for a middle aged man was under $1,000 annually. 

Among the cheapest American made models to insure.


Dodge Caravan
Chevrolet Uplander
Chevrolet Impala
Lincoln Town Car
Jeep Wrangler
Chrysler Town and Country
Mercury Grand Marquis
Mercury Mariner
Saturn Vue

The cheapest foreign cars list were dominated by Hyundai and KIA models.


Hyundai Santa Fe
Hyundai Veracruz
KIA Sportage
KIA Rio5
KIA Sedona

Others to consider are the,

Honda Odyssey
Honda Accord
Mitsubishi Endeavor
Smart Fortwo (Smart Car), a mini two seater car made by the Mercedes Car Group.

So in summary, some of the factors that went into the 2009 list of the cheapest cars to insure are the driver's age and gender, credit score, driving history, popularity of the car, location and thief records. If you're careful and check the insurance rates first, you should find an insurance rate that you can live with.

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